PEKO vs Aptsys
Written by PEKO Research Team.Last updated: 10/07/2026.
Published: 10/07/2026
Updated October 2026: PEKO is the better pick for most independent cafés, restaurants and service venues in Singapore: guests earn by snapping any receipt with no POS integration, the whole table joins via Group Check-In, and an embedded AI Agent sets up vouchers and campaigns from one message, from free up to 300 members.
Choose Aptsys if you are replacing your POS, kiosk or QR ordering anyway.
Aptsys is a Singapore F&B system (POS, kiosk, QR ordering and AI) with CRM loyalty built in. PEKO is not a POS; it is an AI loyalty layer that runs beside whatever till a venue already uses. Facts below come from aptsys.com.sg, checked October 2026.
- Aptsys CRM is included with its kiosk and QR ordering, or added to Aptsys POS; PEKO works beside any POS by reading the receipt.
- Aptsys states eligible SMEs can get up to 50% grant support; PEKO is not grant-listed but starts free.
- Both describe AI win-back over WhatsApp; PEKO adds Group Check-In and approval-gated messages.
What is Aptsys? Singapore F&B POS, kiosk and QR-ordering system with built-in CRM loyalty and Aptsys AI; an IMDA pre-approved solution.
The PEKO ecosystem
PEKO and LOOP are two products from the same company. PEKO is the AI retention layer and runs alongside the POS you already use. LOOP is the AI-native POS that covers operations: recipe-level inventory, staff shifts, table plans and the kitchen display. Each works on its own, and run together they share one dataset, so nothing has to be entered twice. See PEKO + LOOP in one ecosystem
Choose PEKO when
- You are keeping your current POS and do not want to replace it to get loyalty.
- You want everyone at the table enrolled, not only the guest who orders or pays.
- You want to set up rewards and campaigns by messaging an AI Agent, with each message waiting for approval.
- You want to start free: PEKO is free up to 300 members, then S$49, 0% commission, cancel anytime.
Choose Aptsys when
- You are replacing your POS, kiosk or QR ordering anyway: Aptsys bundles CRM Essentials with its kiosk and QR ordering, while PEKO only adds loyalty beside the till you choose.
- Grant support decides the budget: Aptsys says eligible SMEs can get up to 50% support under IMDA's SMEs Go Digital programme, while PEKO is not on that list and competes on its free plan instead.
- You want stored value and member-only pricing at the till: Aptsys CRM Pro lists both, while PEKO runs vouchers and tiers but not POS-side member pricing.
Why owners switch from Aptsys to PEKO
1.Receipt Scan Loyalty: Snap any receipt. Points land in seconds.
Traditional loyalty CRM: Integration project or a specific POS. PEKO: Any POS that prints a receipt. Receipt Scan Loyalty →
2.Group Check-In: The whole table joins, not just the one who pays.
Traditional loyalty CRM: Only the person who pays. PEKO: Everyone at the table. Group Check-In →
3.AI-first operations (PEKO AI Agent): Prompt it. PEKO does it.
Traditional loyalty CRM: 10+ clicks across menus; staff need training. PEKO: One message to the AI Agent; you approve. AI-first operations (PEKO AI Agent) →
PEKO pricing: free up to 300 members, then S$49/month on the Standard plan, 0% commission, cancel anytime.
Feature by feature
| Feature | PEKO | Aptsys |
|---|---|---|
| Earn by snapping any receipt (no POS integration) | Snap any receipt. Points land in seconds. Works with any POS that prints a receipt. | Not stated in the Aptsys sources on this page (Oct 2026) |
| Whole table joins (Group Check-In) | The whole table joins, not just the one who pays. 4 guests = 4 members. | Not stated in the Aptsys sources on this page (Oct 2026) |
| Change setup by chatting with an AI Agent | Prompt it. PEKO does it. Approval-gated: the Agent proposes, you decide. | Not stated in the Aptsys sources on this page (Oct 2026) |
| Setup time | About 15 minutes, self-serve | Not stated in the Aptsys sources on this page (Oct 2026) |
| Starting price | Free up to 300 members, then S$49/month; 0% commission; cancel anytime | Not stated in the Aptsys sources on this page (Oct 2026) |
| Product type | AI loyalty layer, not a POS | POS, kiosk, QR ordering and AI in one system |
| Works with your current POS | Yes: any POS, no integration | CRM runs with Aptsys POS, kiosk and QR ordering |
| Tiers, stored value, member pricing | Tiers and vouchers; no POS-side member pricing | CRM Pro: tiers, stored value, member-only pricing |
| AI win-back | AI Agent drafts WhatsApp win-backs for approval | Aptsys AI sends WhatsApp vouchers to lapsed regulars |
| Whole-table enrolment | Yes: Group Check-In | Not stated on Aptsys's site (checked Oct 2026) |
| Grant support | Not grant-listed; free plan instead | Up to 50% for eligible SMEs (IMDA pre-approved) |
| Paid price | Free up to 300 members, then S$49 | Not stated on Aptsys's site (checked Oct 2026) |
| In-product AI Agent that takes actions for you | Yes: chat to create vouchers, segments, campaigns and settings; approval-gated (you click Approve) | No: manual clicks through dashboards and dropdowns |
| Can customers self-enrol without a cashier? | Yes: customers scan a table/receipt QR or photograph the bill and PEKO's OCR credits points automatically. Cashier is out of the enrolment loop. | Not clear from public documentation |
| Can it earn points from other POS receipts? | Yes: AI OCR reads receipts from any POS (KiotViet, iPOS, Sapo, MISA, PosApp, Toast, Square). No POS swap or API required. | Not clear from public documentation |
| Can someone who did not pay join? | Yes: anyone present scans the in-venue QR to join and receives a joining reward | Not stated in public documentation |
| Redeem rewards on online orders? | Yes: the same balance redeems online and in-store | Not stated in public documentation |
| How many automated message types? | 10 types, including points- and voucher-expiry reminders | Not stated in public documentation |
| Abuse controls when customers claim their own points? | Yes: rate limits, receipt age and value thresholds, 90-day brand-wide duplicate-image matching, risk-tiered actions | Not stated in public documentation |
Earn by snapping any receipt (no POS integration)
Snap any receipt. Points land in seconds. Works with any POS that prints a receipt.
Not stated in the Aptsys sources on this page (Oct 2026)
Whole table joins (Group Check-In)
The whole table joins, not just the one who pays. 4 guests = 4 members.
Not stated in the Aptsys sources on this page (Oct 2026)
Change setup by chatting with an AI Agent
Prompt it. PEKO does it. Approval-gated: the Agent proposes, you decide.
Not stated in the Aptsys sources on this page (Oct 2026)
Setup time
About 15 minutes, self-serve
Not stated in the Aptsys sources on this page (Oct 2026)
Starting price
Free up to 300 members, then S$49/month; 0% commission; cancel anytime
Not stated in the Aptsys sources on this page (Oct 2026)
Product type
AI loyalty layer, not a POS
Works with your current POS
Yes: any POS, no integration
Tiers, stored value, member pricing
Tiers and vouchers; no POS-side member pricing
AI win-back
AI Agent drafts WhatsApp win-backs for approval
Whole-table enrolment
Yes: Group Check-In
Not stated on Aptsys's site (checked Oct 2026)
Grant support
Not grant-listed; free plan instead
Paid price
Free up to 300 members, then S$49
Not stated on Aptsys's site (checked Oct 2026)
In-product AI Agent that takes actions for you
Yes: chat to create vouchers, segments, campaigns and settings; approval-gated (you click Approve)
No: manual clicks through dashboards and dropdowns
Can customers self-enrol without a cashier?
Yes: customers scan a table/receipt QR or photograph the bill and PEKO's OCR credits points automatically. Cashier is out of the enrolment loop.
Not clear from public documentation
Can it earn points from other POS receipts?
Yes: AI OCR reads receipts from any POS (KiotViet, iPOS, Sapo, MISA, PosApp, Toast, Square). No POS swap or API required.
Not clear from public documentation
Can someone who did not pay join?
Yes: anyone present scans the in-venue QR to join and receives a joining reward
Not stated in public documentation
Redeem rewards on online orders?
Yes: the same balance redeems online and in-store
Not stated in public documentation
How many automated message types?
10 types, including points- and voucher-expiry reminders
Not stated in public documentation
Abuse controls when customers claim their own points?
Yes: rate limits, receipt age and value thresholds, 90-day brand-wide duplicate-image matching, risk-tiered actions
Not stated in public documentation
Aptsys is loyalty only. PEKO + LOOP is loyalty and a free POS.
Aptsys: loyalty sold as a plan. PEKO + LOOP: PEKO loyalty free up to 300 members, plus LOOP POS free for one outlet, since 2019.
Where PEKO is weaker
- PEKO is not a POS and has no kiosk or QR ordering: it runs beside the till you already own and reads its receipt.
- PEKO is not on the IMDA pre-approved list: its free plan for 300 members lets you prove the result before paying.
From your chat request to a live merchant setup, 5 steps.
Here's the before/after workflow: the strikethrough line is how other tools make you do it, the line below is how PEKO's AI Agent does it for you.
Click a step to run it in the demo below.
Sample prompt
“20% off weekday lunch for lapsed diners we haven't seen in 30 days, cap 1 per customer.”
Ready-to-paste voucher request: drop it straight into the AI Agent chat.
Questions merchants ask at each step
Ask, review, approve.
Describe the voucher you want in one sentence. PEKO's AI Agent drafts the full configuration; you approve it with one click, no 10-step form.
Your request
Or try one of these:
Proposed voucher
FAQ
Do I need Aptsys POS to use Aptsys loyalty?
Aptsys's CRM page says CRM Essentials is included with its kiosk and QR ordering, or can be added to Aptsys POS. It does not describe running on another vendor's POS. PEKO runs beside any POS by reading the receipt.
How much does Aptsys cost?
Not stated on Aptsys's site (checked Oct 2026); it notes eligible SMEs can get up to 50% grant support. PEKO is free up to 300 members, then S$49.
Can I run PEKO on Aptsys POS?
Yes. PEKO reads the printed or e-receipt, so it can sit beside Aptsys POS like any other till; decide which tool owns loyalty so guests see one programme.
Do I still need to learn a complicated dashboard?
No. PEKO's embedded AI Agent takes actions for you (creating vouchers, building segments, drafting campaigns) inside the product. You describe what you want in chat, the Agent configures it, and you only click Approve. The full dashboard is there when you want it, but on any given day you can run PEKO by messaging the Agent.
Does Aptsys have receipt scanning?
The Aptsys sources cited on this page do not mention receipt scanning (checked October 2026), so ask Aptsys directly. With PEKO: Guests photograph the receipt your POS already prints. PEKO's AI reads the total, items, receipt number, date and time, and credits points in seconds. It works with any POS that prints a receipt, with no integration project and no cashier step, so enrolment no longer dies at peak hour.
Can a whole table join Aptsys's loyalty programme?
The Aptsys sources cited on this page do not describe a whole-table sign-up (checked October 2026). With PEKO: Every guest at the table scans one QR and joins in about 10 seconds with a welcome reward. Four guests become four members you can reach again, instead of one. Traditional programmes only ever enrol the payer.
Can I set up Aptsys by chatting with AI?
The Aptsys sources cited on this page do not mention an AI agent that builds setup from a message (checked October 2026). With PEKO: No more hunting for buttons to create one voucher. Tell the embedded AI Agent what you want in plain language, for example "20% off for regulars who haven't visited in 3 weeks, WhatsApp only, cap 500 redemptions", and it builds the voucher, segment or campaign for you. You review and click Approve; nothing goes live without you. The same AI watches for regulars who are drifting and drafts the win-back for you, 24/7.
Does receipt-scan loyalty miss transactions?
Receipt Scan records every sale a guest chooses to claim, whatever the payment method, including cash and e-wallets that payment-linked loyalty misses. Guests are prompted by the QR on the receipt and the table, Group Check-In enrols everyone at the table, and the AI Agent can send a reminder to members who stop claiming. Full answer: heypeko.com/answers/does-receipt-scan-loyalty-capture-every-sale
Does PEKO include a POS?
Not by itself: PEKO runs alongside any POS. If you also want a POS, LOOP POS, our sister product, is free for one outlet, and PEKO customers get 50% off LOOP's paid plans.
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Advocado vs PEKO: the quick answer?
Advocado is the PSG-subsidised, Singapore-headquartered incumbent; PEKO is the AI-first, free-to-300-members challenger: pick Advocado for the grant, PEKO for Receipt Scan, Group Check-In and AI Agent setup, with AI churn prediction and messaging that runs itself.
Comparator
PEKO vs Advocado
Advocado's strength is phone-number enrolment: guests join with a number, no card or app, and a campaign tool sits behind it. Its Singapore Pro plan is S$200 per outlet a month billed yearly. PEKO costs less per outlet and drafts the campaigns for you to approve.
Comparator
PEKO vs CandyBar
Choose CandyBar if all you want is a plain digital punch card with SMS included and you will never run a campaign. Choose PEKO if you want guests to join by snapping any receipt or scanning a table QR, the whole table enrolled instead of the payer, and an AI Agent that sets up vouchers and WhatsApp win-backs from one message, with a free plan to start.
Sources & citations
These public sources support the competitor pricing, feature, and limitation claims in this comparison.
- Aptsys, home
POS/kiosk/QR/AI scope, AI win-back, grant support. Checked 2026-10-07.
- Aptsys: CRM loyalty
CRM Essentials/Pro, tiers, stored value, member pricing, how CRM is bundled. Checked 2026-10-07.
- PEKO, pricing details
PEKO's listed plan prices and free-plan limit.
How we compare
Every comparison on this site is written from a fair market analyst stance, no hit pieces, no puffery.
- Public materials first. Competitor pricing, feature, and limitation claims are sourced from their own website, marketing collateral, and public reviews (Capterra, G2, App Store). See the Sources & citations block above.
- Acknowledge real strengths. Each page includes a "Choose Aptsys when" block that names the scenarios where the competitor is genuinely the better pick.
- Same feature grid. Every comparator uses the same feature axes (pricing, setup time, messaging channel, churn prediction, data ownership, and more) so you can read across vendors on the same grid.
- Refreshed when the market moves. This page was last updated on 10/07/2026. Spot a stale claim after a competitor pricing or feature change? Email hello@heypeko.com and we'll refresh it.
- No pay-to-rank. We take no payment from competitors to shape rankings or hide weaknesses. If you spot bias, tell us and we'll rewrite the section.
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