PEKO Rewards Hub

    What is PEKO in Singapore?

    PEKO is an AI customer-retention platform for cafes, restaurants and salons in Singapore. Guests join without cashier involvement, the AI predicts who is about to lapse and sends the win-back message over WhatsApp. It runs alongside any existing POS — it never replaces it — and takes 0% commission on orders.

    Peko Pays for Itself

    Built for Singapore — retention without your cashier

    Loyalty and CRM forSingapore restaurantsand cafés

    Enrolment only happens when your cashier remembers to ask, and at peak they stop asking. PEKO lets guests in Singapore join themselves by scanning a QR or snapping the receipt, then its AI spots who is drifting and wins them back over WhatsApp. Runs alongside your existing POS, PayNow and GrabFood. 0% commission, ever.

    Free forever for 300 members · live in 15 minutes · works with your current POS

    3,000+ restaurants where customers keep coming back with PEKO

    peko.ai
    Ask PEKO anything...
    100%Customer Data Yours
    0%Commission. Ever.
    24/7AI Running

    The loop that kills loyalty programs

    1. Step 1

      Blind points

      Customers earn points but have no way to check their balance — it only shows on the cashier's screen. They play a game they can't see the score of, so they stop playing.

      Read the term: Blind points
    2. Step 2

      The cashier bottleneck

      Enrolment only happens when the cashier remembers to ask. At peak, they drop the ask to clear the queue — the program stops acquiring members while the owner is unaware.

      Read the term: Cashier bottleneck
    3. Step 3

      The loyalty death spiral

      The program dies quietly — and the owner concludes 'loyalty doesn't work here'. In reality, the two gaps above interlock into a loop no reward on its own can pull the shop out of.

      Read the term: Loyalty death spiral

    Read why →

    Updated May 2026 PEKO is the AI retention layer that runs alongside an existing POS for cafes, restaurants and salons — it never replaces the POS and takes 0% commission. The AI flags customers 3–7 days before they lapse and writes the win-back message itself, Lifts repeat rate by 8–15 percentage points within 90 days.

    3,000+ restaurants where customers keep coming back — powered by PEKO

    Trusted by 3,000 venues onboarded in Vietnam — now opening in Singapore

    Venues in Vietnam running PEKO today

    Peri Pool Arena — F&B brand using PEKO for customer retention
    Five Star — F&B brand using PEKO for customer retention
    Seoul Mì Cay — F&B brand using PEKO for customer retention
    Giao Mùa — F&B brand using PEKO for customer retention
    Stereo Coffee — F&B brand using PEKO for customer retention
    Bangkok Street Food — F&B brand using PEKO for customer retention
    Tuệ — F&B brand using PEKO for customer retention
    Hood Billiards x Coffee — F&B brand using PEKO for customer retention
    Him Coffee — F&B brand using PEKO for customer retention
    Cobe Japanese Restaurant — F&B brand using PEKO for customer retention
    Lungta Food & Drink — F&B brand using PEKO for customer retention
    Win House — F&B brand using PEKO for customer retention
    Thybulo — F&B brand using PEKO for customer retention
    Zizi Vegan — F&B brand using PEKO for customer retention
    Yagami Mì Cay — F&B brand using PEKO for customer retention
    Baley.Tea — F&B brand using PEKO for customer retention
    Xin Bồ Food — F&B brand using PEKO for customer retention
    Dy Cake Studio — F&B brand using PEKO for customer retention
    Thè M Cafe — F&B brand using PEKO for customer retention
    Ruby Photobooth — F&B brand using PEKO for customer retention
    Japan BBQ — F&B brand using PEKO for customer retention
    Miyakoya — F&B brand using PEKO for customer retention
    Gu Billiard — F&B brand using PEKO for customer retention
    Mixue — F&B brand using PEKO for customer retention
    ChipChipChip Coffee & Milk Tea — F&B brand using PEKO for customer retention
    Sun Coffee — F&B brand using PEKO for customer retention

    Your Customers Are Leaving Silently

    And without a system to catch them, they're gone forever.

    Sketch of a ghost-like customer fading away from a small shop

    60–75% never come back

    Most customers visit once and vanish. They didn't have a bad experience — they just had no reason to remember you over the dozen other options on their phone.

    of customers churn silently
    Sketch of a smiling waiter walking out with a suitcase, owner left confused

    You're depending on staff to connect

    Your staff remembers regulars — until they quit. Every time someone leaves your team, you lose the personal touch that kept those customers coming back. That's not a system. That's a risk.

    0
    relationships survive staff turnover
    Sketch of a giant phone-platform robot leashing a customer away from a shop owner

    Platforms own your customers, not you

    Delivery apps take 28–30% of every order and give you nothing: no name, no contact, no way to reach the customers you worked to win. You're renting your own audience.

    gone to platforms per order
    Sketch of a phone-platform robot taking a slice of every order

    Direct ordering that still charges per order

    Singapore operators moving off the aggregators often land on a direct-ordering platform that still charges a percentage of every order plus enrolment fees. PEKO charges a flat subscription and takes nothing per order — ever.

    0%
    per order
    Compare the alternatives

    How we measure these numbers

    How PEKO Keeps Every Customer Coming Back

    Set it up once. PEKO handles the rest — forever. Tap any step to go deeper.

    01AI-Powered
    Sketch of an AI brain robot taking notes on customers

    PEKO Learns Every Customer

    The moment someone orders, PEKO builds their profile. Order frequency, favourite items, spending patterns — tracked automatically.

    Learn more
    02Churn Prediction
    Sketch of a radar scanning a crowd, flagging an at-risk customer

    AI Spots Who's Drifting

    Before a regular becomes a lost customer, PEKO flags them. In as little as 3 days, PEKO knows who's at risk and why.

    Learn more
    03Auto-Sent
    Sketch of a megaphone sending personalised envelopes

    The Right Message, Sent Automatically

    PEKO creates personalised win-back campaigns and sends them — by name, with the right offer, at the right time. No staff input needed.

    Learn more
    04Proven Results
    Sketch of an owner pointing at a rising bar chart with stars

    Customers Return. Revenue Grows.

    No 30% commission. No staff dependency. Just a system that runs 24/7 to grow your regulars — and keep them yours forever.

    Learn more

    45 customers recovered/month × S$18 avg spend = S$810 recovered revenue

    Everything You Need to Never Lose a Customer Again

    One platform for AI retention, loyalty, direct ordering, and automated marketing.

    AI Churn Prediction

    PEKO's machine learning watches every customer's behaviour. When someone's about to drift, PEKO flags them and acts — before they're gone.

    Automated Win-Back Campaigns

    AI writes and sends personalised recovery messages automatically. No brief, no agency, no staff needed. Just results.

    Zero-Commission Direct Ordering

    Beautiful web ordering — no app download. Customers scan QR and order directly. You pay 0% in platform fees and own 100% of the relationship.

    Loyalty Programs That Actually Work

    Stamp cards, VIP tiers, daily check-ins, referral rewards. Gamified loyalty that keeps customers engaged between visits.

    ROI Analytics

    See exactly how much revenue PEKO recovered this month vs what it costs. Watch your repeat rate, customer LTV, and churn fall in real-time.

    Beautiful Storefront Templates

    15+ professional templates for every F&B format. Go live in 15 minutes — not weeks. Branded to you, owned by you.

    Scan Receipt, Get Rewards

    Customers snap any receipt to earn loyalty points. Works with every POS — no integration needed. Frictionless for staff and customers alike.

    POS Agnostic

    No POS swap required. PEKO works alongside any system you already use — legacy, cloud, or pen and paper. Zero disruption.

    Seven mechanics that run without the counter

    Each mechanic has its own page — read it before you decide.

    • 01NO CASHIER
      Hand-drawn sketch of a cafe guest scanning a table QR code with their phone

      In-venue check-in

      Anyone sitting in your venue can scan a QR code to join and get a reward — no need to be the payer. Scan on consecutive days for a streak bonus.

      See details
    • 02WORD OF MOUTH
      Hand-drawn sketch of one guest handing a voucher to a friend with gift boxes above

      Referrals

      Every guest gets their own code. When a friend joins through it, both get rewarded — and you know exactly who referred whom.

      See details
    • 03MEMBER ONLY
      Hand-drawn sketch of a guest on the top podium step beside a trophy with a rising arrow

      Membership tiers

      Guests can see their own tier, its perks, and how far to the next one — without ever having to ask staff.

      See details
    • 04COME BACK
      Hand-drawn sketch of a hand holding a phone with a stamp grid and a rubber stamp

      Stamp cards

      Buy-9-get-1 as always, but the card lives on WhatsApp: nothing to lose, no faked stamps, and every stamp is a logged visit.

      See details
    • 05AUTO SEND
      Hand-drawn sketch of a phone sending chat bubbles to a smiling guest, alarm clock beside it

      Automated messages

      10 built-in guest-care messages over WhatsApp — from welcoming new members to warning about expiring points. Approve once, then stop having to remember.

      See details
    • 06REAL FEEDBACK
      Hand-drawn sketch of a guest tapping a happy face on a rating panel

      Post-visit surveys

      One question, one tap. An unhappy guest reaches management right away; a happy one is prompted to leave a review.

      See details
    • 07GUARD RAILS
      Hand-drawn sketch of a shield and magnifying glass catching a duplicate QR check-in

      Fraud detection

      Every receipt a guest submits passes through multiple control layers — rate limits, receipt age, image matching — and the system acts based on risk level.

      See details
    PEKO AI Agent

    Chat, don't click. The AI Agent configures PEKO for you — you just approve.

    Every other loyalty tool asks you to click through 10 buttons and dropdowns to make one change. PEKO ships an embedded AI Agent that lives inside the product and takes actions for you. Tell it what you want in plain language; it drafts the change in the same screen you'd normally configure by hand. You review and click Approve — nothing goes live without you.

    Create a voucher

    Old way: 10+ clicks across name, type, value, cap, eligibility, schedule, channel and audience.

    With the AI Agent: “Give 20% off laksa to regulars who haven't ordered in 3 weeks, WhatsApp only, cap 500 redemptions.” Agent drafts it. You click Approve.

    Build a customer segment

    Old way: pick attributes, chain filters, preview, save, name, share — one dropdown at a time.

    With the AI Agent: “Show me VIPs in Tiong Bahru who spent over S$200 last quarter and haven't visited in 10 days.” Agent builds the segment and lets you Approve.

    Launch a win-back campaign

    Old way: brief a marketer, write copy, pick channels, schedule, wire the offer, wait days.

    With the AI Agent: “Win back the at-risk regulars this week on WhatsApp with a free kopi offer.” Agent picks the audience, writes the message, sets the send time. You Approve.

    • Works across every PEKO module — vouchers, segments, campaigns, loyalty rules, menus, points.
    • Flat learning curve: staff who can chat can operate the product from day one.
    • Removes daily config toil — the Agent handles the busywork so you focus on customers.
    • Approval-gated by design. The Agent proposes, you decide. Nothing ships without your click.

    Real owners, on camera

    Three PEKO merchants in their own words. Tap to play — nothing loads until you do.

    Vietnamese operators, filmed in their own venues. Same product, same setup — Singaporean stories coming as our first venues go live.

    Chakura Matcha Bar

    F&B / coffee & matcha bar · Vietnam

    Black Cat Billiard

    Billiards & entertainment · Vietnam

    Aspire Billiards Club

    Billiard club · Vietnam

    Bring Your Regulars Back One More Time a Month

    The biggest growth lever isn't new customers — it's your regulars coming in one more time. See what that's worth to you.

    Your Shop

    40 customers/day

    Average customers visiting or ordering daily

    S$18

    Average spend per customer

    30%

    Roughly what share of your monthly visits come from someone who already comes back

    Not sure? The defaults reflect a typical shop in your market.

    Money Back Per Year

    +S$6,696

    If it goes well, up to S$16,848 — before any delivery-app saving

    Your ROI with PEKO

    4.8× – 12.0× return in year one

    Break-Even

    3 orders

    Because about 31 more visits a month come back, lifting your repeat rate from 30% to about 32.6%.

    How we calculate this
    • We assume your repeat rate rises by 4 percentage points in the careful case and 10 in the good case — nothing more.
    • We only count the part of that lift you can realistically reach: bringing a known regular back counts in full, turning a first-timer into a regular counts at half, and the projected repeat rate never passes 85%.
    • Each extra visit is worth your average order value, unchanged — we never assume people spend more per visit.
    • Delivery-app savings count only if you tick the box, and then only on 15% of those orders at a 25% commission.
    • Your cost is the Standard plan at list price, spread over 12 months (S$41 a month).

    The numbers behind this

    • Extra Visits / Month+31 – 78
    • Extra Revenue / Month+S$558 – S$1,404
    • Repeat Rate Today → After 12 Months30% → 32.6% – 36.5%
    • − PEKO CostS$41

    Based on repeat-rate change measured across PEKO venues in Vietnam. Your results will differ.

    Estimates, not a forecast. No aggregator commission savings are included unless you tick the aggregator box.

    Your Next 12 Months with PEKO

    The gap is what PEKO adds. It compounds as more regulars come back.

    Monthly Breakdown

    Monthly Revenue TodayS$21,600
    + Repeat-Visit Lift+S$558 – S$1,404
    − PEKO Cost−S$41
    = Net Monthly GainS$517 – S$1,363

    Founding merchants

    We're new in Singapore. That's the good part.

    You get the product 3,000 Vietnamese venues already run, plus direct access to the team that built it. Founding merchants shape the Singapore roadmap and keep their launch pricing.

    • Onboarding run by the founding team, not a ticket queue
    • Launch pricing locked for as long as you stay
    • Your requests go straight into the Singapore roadmap

    PEKO pays for itself. From the first win-back.

    Listed prices are per outlet, billed per location.

    Prices shown in SGD for Singapore.

    Outlets1

    Free Forever

    Try PEKO at one outlet. No credit card.

    S$0
    Free forever
    • 300 members
    • 100 menu items
    • 1,000 emails/month
    • 100 OCR scans
    • AI personalisation — taster usage
    Start free

    Standard

    For single outlets serious about retention.

    S$49
    /month · 1 outlet
    • 5,000 members
    • 300 menu items + 400MB media
    • 20,000 emails/month
    • 2,000 OCR scans
    • AI personalisation — everyday usage
    Start free trial
    MOST POPULAR

    Professional

    Full AI churn + automated win-back loops.

    S$99
    /month · 1 outlet
    • 20,000 members
    • 500 menu items + 2GB media
    • 50,000 emails/month
    • 5,000 OCR scans
    • AI assistant — for growing brands
    • Custom domain pointing
    Start free trial

    Professional Max

    For multi-outlet brands with serious data.

    S$179
    /month · 1 outlet
    • Unlimited members
    • 2,000 menu items + 6GB media
    • 200,000 emails/month
    • 10,000 OCR scans
    • AI assistant — for high-volume operations
    Start free trial

    Need help setting up? Done-With-You and Done-For-You onboarding are available as one-time add-ons.

    What you will never pay

    • No commission per order — 0% on every plan, on every channel.
    • No per-message markup — WhatsApp template costs are passed through at cost.
    • No setup fee on the free plan.
    • No contract — no lock-in, cancel whenever you want.

    Compare: SMS-based loyalty tools bill you per broadcast; cashback platforms take a percentage of every bill.

    A mid-sized PEKO venue recovers ~45 customers/month (measured across PEKO venues in Vietnam), worth around S$1,600 in revenue. The Standard plan pays for itself after just ~3 returning orders.

    How PEKO compares

    The platforms Singapore operators shortlist alongside us.

    How PEKO compares with Eber, Oddle, Advocado
     PEKOEberOddleAdvocado
    Commission per order0%, on every planNone documented on the published Lite tier; higher tiers not publishedUsage fees beyond plan caps (e.g. S$0.30 per queue entry after 300/mo)
    Free planFree forever up to 300 membersNo — cheapest published plan is paid (from USD 69/mo billed annually)No — from S$300/month on a one-year commitmentNo free plan published; plans priced by outlet, PSG pre-approved
    Works with your existing POSYes — runs alongside any POSPOS-agnostic in positioning; integrations published case by caseNo specific POS required; depends on Oddle's own ordering channelNamed POS integrations published case by case
    Self-enrolment without the cashierYes — guest scans a QR or snaps the receiptYes, via guest WiFi login rather than the counterYes — Oddle Check-in, tap or scan at the tablePhone-number enrolment at the counter
    AI churn predictionYes — flags likely lapse 3–7 days aheadNot documented — rules, tiers and automated messagesNot as prediction — rule-based Lifecycle Map and segmentsNot documented as prediction
    Loyalty card lives in WhatsAppYes — the card and the messages live in WhatsAppNot itemised — automated messages, channels unpublishedNot itemised — loyalty flows documented, channels unpublishedNot documented
    Setup timeLive in an afternoon
    Time to first win-back campaignSame week — the AI drafts it, you approve

    Compared August 2026 from publicly listed information. Tell us if something's out of date. A dash () means the vendor does not publish it — we don't guess.

    No POS yet? Open with LOOP

    PEKO adds retention to the POS you already run. If you have not picked a POS yet, LOOP is the AI POS from the same company — the two share one dataset, so nothing is entered twice.

    See LOOP POS — Singapore

    Add-on · Customer channels

    Wherever your customers are, PEKO helps you be there.

    Branded customer apps that layer on top of any PEKO plan. Same loyalty engine, more places to meet your customers — billed yearly.

    WhatsApp Business

    Reach members where they already are.

    S$399
    per year
    • Loyalty card, stamps and points delivered inside WhatsApp
    • Automated guest-care messages via the WhatsApp Business API
    • Verified business profile with your branding
    • Template message costs billed at cost — no markup
    Talk to us

    PWA App2

    Installable web app with your brand on the home screen.

    S$1,249
    per year
    • Installable from any browser (iOS + Android)
    • Push notifications supported
    • Works offline, loads instantly
    • No app store review — ship updates same-day
    Talk to us

    Native App1

    Premium iOS + Android presence on the App Store and Play Store.

    S$2,999
    per year
    • Listed on App Store and Google Play
    • Full device access: camera, biometrics, deep push
    • Highest-trust experience for premium brands
    • Submission, build and updates handled by PEKO
    Talk to us
    1. 1Native apps require the merchant to own an Apple Developer account (~$99/yr) and a Google Play Console account (~$25 one-time). PEKO handles the build, submission and updates; you keep full ownership of the store listings.
    2. 2PWA apps are installed directly from the browser and are not listed in the App Store or Google Play.

    Frequently Asked Questions

    Everything you need to know about PEKO.

    PEKO's AI learns each customer's personal visit cycle and flags them at-risk 3–7 days before they drop off, using 40 signals including recency, frequency, monetary value, favourite items, payment channel, and WhatsApp/SMS engagement. It then auto-generates a win-back message per customer — pulling their name, last order, and preferred channel — so nothing goes out as a mass blast. Finally, it personalises the offer itself (dish, discount, timing) based on that customer's price sensitivity and past redemption pattern, capped at 2 messages per customer per month to protect deliverability. Read the full answer

    Yes — PEKO is an AI CRM focused on retention. Unlike operational CRMs (iPOS, Sapo) that centre on order management, PEKO predicts who's about to leave and auto-messages them via WhatsApp, SMS, and miniapp. That lifts repeat rate by 8–15 percentage points within 90 days. See /restaurant-crm for the full comparison.

    PEKO is not a POS replacement. It works alongside your existing POS system. Your POS processes orders; PEKO identifies at-risk customers, builds their profiles automatically, and runs personalised win-back campaigns that lift repeat rate by 8–15 percentage points within 90 days — while saving you 30% in platform commissions by bringing guests into a direct ordering relationship. Read the full answer

    No. PEKO is POS-agnostic and works alongside any system you already use — legacy, cloud-based, or pen and paper. Zero disruption to your operations. Read the full answer

    Most restaurants are live in 15 minutes. Pick a template, upload your menu (AI OCR handles the rest), and generate your QR codes. No technical skills needed. Read the full answer

    A mid-sized venue recovers roughly 30–45 customers per month through automated win-back campaigns (measured across PEKO venues in Vietnam) — that is the volume of guests brought back, not a retention-rate figure. Use our calculator to see your specific potential based on your numbers. Read the full answer

    Yes. PEKO converts your delivery customers into direct ordering customers through QR codes on packaging and follow-up campaigns. We don't publish a migration figure, because how much of your volume moves depends on how much of it starts on the apps — what we can tell you is that every direct order carries 0% commission.

    It's 100% yours. PEKO never sells, shares, or uses your customer data for any purpose other than providing the service to you. Export it anytime.

    Yes. No long-term contracts. Cancel anytime — you can also export all your data within 30 days of termination.

    PEKO serves F&B and service businesses across Southeast Asia — Vietnam, Singapore, Malaysia, the Philippines, and Indonesia — with localised currency, payments, and message templates. Also available in Australia, the US, and 5 more markets.

    That's the cashier bottleneck — the single most common reason loyalty programs fail. The fix is to take the cashier out of the enrolment loop: let customers self-enrol by scanning a QR at the table or photographing the receipt, so no one has to ask. See how it works at /answers/loyalty-without-asking-the-cashier. Read the full answer

    PEKO does not replace your POS — PEKO runs alongside the POS you already have. If you don't have a POS yet, or you want to switch, LOOP is the AI POS in the same ecosystem as PEKO and integrates the most deeply. The two products work on their own, and together they sync completely. Read the full answer

    PEKO is not currently listed as a PSG pre-approved solution, and we make no claim of PSG eligibility. PSG supports specific pre-approved digital solutions listed on the GoBusiness grant portal, so the only reliable check is that listing at the time you apply. If grant funding is a requirement for you, confirm it against the portal before committing to any vendor, including us.

    PEKO charges a flat subscription and takes nothing per order. Platforms that charge a percentage of each order scale their cost with your success; PEKO does not.

    Yes. PEKO operates under Singapore's Personal Data Protection Act 2012 with a named Data Protection Officer, contactable at dpo@heypeko.com.

    370+ more answers from operators like you

    Straight answers to the questions operators actually ask before they pick a loyalty platform.

    Browse all answers

    PEKO research

    The State of F&B Customer Retention in Southeast Asia 2026

    Findings from our own 2026 research, published in full with sources:

    • F&B closures — 3,047 closures (2024)
    • Delivery commission, independent estimate range — 25–30% percent of order value, commonly cited (2026)
    • First-visit customers not returning within 90 days — 60–75% percent of first-visit customers (Jan 2024 – Jun 2026)

    Read the full report

    Shortlisting vendors? Compare loyalty software in Singapore — prices, POS integrations and free plans side by side.

    Choosing loyalty software?

    Four short reads to pick the right stack the first time — no wasted budget.

    Your Customers Are Leaving Right Now. PEKO Brings Them Back.

    3,000 venues onboarded in Vietnam — and no customer quietly disappears.

    No credit card required Free tier available Setup takes 10 minutes SSL Secure GDPR Compliant