payment
PEKO + VNPay: how the integration works in Vietnam
Updated May 2026 — What VNPay owners in Vietnam get from running PEKO as a loyalty layer on top — data flow, setup, and what to watch. This page is for operators already running VNPay who are evaluating PEKO as an additive layer (not a replacement).
Quick facts
- Integration
- PEKO runs as a loyalty layer on top of VNPay — it does not replace the existing system.
- Category
- payment
- Ecosystem
- PEKO (AI customer retention) + LOOP (AI POS for operations) — same company, use either on its own or both together.
This page is for operators already running VNPay who are evaluating PEKO as an additive layer (not a replacement). It covers exactly what data crosses between the two systems, how long setup takes, and the common mistakes we see in the first 30 days.
What PEKO does on top of VNPay
PEKO issues VNPay e-vouchers as loyalty rewards and reads VNPay settlement webhooks to confirm redemption attribution.
Where the fit is strongest
Best fit for venues with broader demographic mix and higher AOV — VNPay penetration spans more age brackets than MoMo.
Setup — what to expect
Connects via VNPay's merchant portal. ~1 hour to configure voucher schema and test redemption end-to-end.
What to watch in month one
Don't issue VNPay vouchers below 30k VND — settlement fees eat the value.
Book a 20-minute call to map your VNPay → PEKO data flow.
Book a demo