🇲🇾 TNG eWallet rewards for Malaysian F&B & retail · touch n go loyalty integration

    TNG eWallet rewards: loyalty in the wallet 21M Malaysians use

    Stop printing vouchers customers lose. PEKO issues Touch 'n Go eWallet top-ups directly — the AI decides who gets what and when. Redemption hits 80%+ vs 12% on SMS vouchers. RM 1,499/year, PDPA-compliant, sits on any POS.

    Touch 'n Go is the wallet 21 million Malaysians already check daily. Loyalty rewards belong in there — not in a separate app, not on a paper voucher, not in an SMS with a code nobody types. PEKO closes the loop: POS reads + AI scoring + direct TNG credit.

    Why PEKO for Malaysia

    Direct TNG eWallet top-up

    AI-sized reward lands in the customer's TNG wallet within seconds. No code, no friction.

    AI sizes every reward

    RM 2 to a new face who came twice; RM 15 to a regular who hasn't shown in 14 days. AI math, your pool ceiling.

    Per-outlet TNG corporate wallet

    Each outlet funds its own pool by TNG corporate transfer. See balance + ROI in real time.

    PDPA-compliant

    Consent flow, opt-out, audit log built in. WhatsApp templates pre-approved.

    Fallback to Boost / GrabPay / DuitNow

    Customer without TNG? AI picks the wallet they've used before — coverage hits 95%+ of Malaysian F&B customers.

    How it works

    1. Step 1

      Connect POS + fund the pool

      30-day CSV import; top up your TNG corporate pool. Live the same day.

    2. Step 2

      AI scores + sizes

      Per-customer churn score drives per-customer reward. You set the ceiling — AI never overspends.

    3. Step 3

      Send + track

      WhatsApp template fires, TNG credit lands, customer claims, PEKO tracks the visit + revenue.

    Frequently asked questions

    How is the TNG pool funded?

    By TNG corporate transfer from your operating account. PEKO never holds funds — they sit in your TNG corporate wallet until released to a customer.

    What if a customer doesn't have TNG?

    AI falls back to Boost, GrabPay, or DuitNow QR based on what the customer has used before. Coverage hits 95%+.

    Is the reward taxable?

    Rewards issued as marketing discounts are treated as cost-of-sales for most Malaysian F&B businesses. Confirm with your tax advisor.

    How does this compare to a stamp card?

    Stamp cards see 8–15% completion rates. AI-sized TNG cashback sees 60–80% redemption — and predicts churn instead of just rewarding visits that would have happened anyway.

    Pricing in MYR?

    RM 1,499 / RM 2,799 / RM 4,499 per year by tier. Reward pool is yours to size — typical MY F&B spends RM 400–1,500/month.

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    Connect your POS — AI retention runs on top. Free trial, no credit card.

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